Credit & Debit Cards
Payments made with Visa or Mastercard are processed through Windcave. Windcave is a well trusted and secure payment platform.
Short term interest-free finance
Shop now. Enjoy now. Pay later.
Buy what you want today, pay for it in four equal instalments, interest-free.
Buy Now Pay Later a little different.
Little things. Big things. Everything. No interest ever. Up to $4000.
Life doesn't have to wait.
Pay 10% upfront and the rest in 9 weekly automatic payments, interest free.
Long term finance
*Only avaliable in store
Gem Interest Free FinanceApply here – pay instore or online at checkout.
6 months interest free, minimum spend $250. Minimum monthly payments required.
12 months interest free, minimum spend $1000. Minimum monthly payments required.
*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine).
Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends.
Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period.
Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.